Your preparation checklist.

Check off the items as you go. These checkboxes stay on this page and are not sent to Pilcher.

Know the target closing date and when the lender needs insurance documentation.Gather the property address, construction details, square footage and year built.Ask about roof age, major updates, previous claims and any inspection concerns.Describe detached buildings, pools, acreage, planned renovations and how the property will be used.Bring the lender’s insurance requirements, if available.Ask about rebuilding costs, deductibles, exclusions and the steps needed to confirm coverage. The purchase price is not the same as rebuilding cost.

Worth knowing

An estimate or inquiry does not confirm that coverage is available or bound. Your agent can explain the information, underwriting review and documents needed for your purchase.

California Department of Insurance: residential insurance ↗

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Prepare for insurance before closing.

Your preparation checklist.

Worth knowing