Insurance in Loomis, CA

Pilcher Insurance Agency is based right here in Loomis. We've been protecting families, farms, and businesses in this community since 1993 — and we know what Loomis homeowners and business owners actually need.

Your Local Loomis Insurance Agency

Pilcher Insurance Agency isn't a national call center with a local phone number — we're genuinely here. Founded in 1993 on Taylor Road in Loomis, we've spent over three decades learning the specific risks, property types, and community needs of this area. That local knowledge makes a real difference when you're shopping coverage or navigating a claim.

As an independent agency, we represent over 40 top-rated insurance carriers. That means when you call us, we're shopping the market for you — not pushing one company's products.

Insurance Coverage for Loomis Residents

  • Homeowners Insurance — including wildfire and high-risk coverage for Loomis's foothill properties
  • Auto Insurance — personal vehicles, classic cars, motorcycles, and high-risk drivers
  • Farm & Ranch Insurance — Loomis has deep agricultural roots; we cover horse properties, hobby farms, and working ranches
  • Business Insurance — for local businesses along Taylor Road, Sierra College Blvd, and throughout the area
  • Life Insurance — term, whole, and universal life from multiple carriers
  • Umbrella Insurance — extra liability protection for Loomis families with assets to protect

Wildfire Insurance in Loomis

Loomis sits in the Sierra Nevada foothills — beautiful, but increasingly classified as high-risk by major insurance carriers. Several large carriers have stopped writing new homeowners policies in the area. If you've received a non-renewal notice, or you're buying a new home in Loomis, we specialize in finding coverage in this market.

We access specialty carriers still active in the foothill area, assist with California FAIR Plan placement when needed, and help clients pair FAIR Plan coverage with a Difference in Conditions (DIC) policy for complete protection.

Also Serving Nearby Communities

We're based in Loomis but serve clients throughout Placer County: